Welcome to Dream Circle, an online investment platform. These Terms and Conditions ("Terms") govern your use of our platform, including membership, investments, and referral programs. By accessing or using our platform, you agree to be bound by these Terms. If you do not agree, please do not use our platform.
2. Eligibility
You must be at least 18 years old to use the platform
You must be legally permitted to invest under the laws of your country of residence
The platform is available only in jurisdictions where it is legally permissible
We reserve the right to verify your identity and eligibility at any time
3. Membership
A valid membership is required to invest on the platform
Membership fees are non-refundable unless otherwise specified in our refund policy
Your membership account is personal and non-transferable
We reserve the right to suspend or terminate your membership if you violate these Terms
You may only maintain one active membership account
4. Investments and Profits
Investments are subject to financial risks. Consult a financial advisor before investing
We aim to provide monthly profits based on your investment, but profits are not guaranteed
Past performance is not indicative of future results
Investment amounts and profit payouts are subject to platform policies and market conditions
Withdrawals must comply with the platform's minimum withdrawal requirements and procedures
5. Referral Program
You can earn referral bonuses by referring new users through our referral program
Referral profits are paid only when the referred user purchases a valid membership and makes qualifying investments
Abuse of the referral program (e.g., creating fake accounts) will result in account suspension or termination
6. User Responsibilities
You must keep your account credentials (e.g., password) confidential
You are responsible for all activities conducted through your account
You must not engage in illegal, fraudulent, or unauthorized activities on the platform
7. Risk Disclosure
Investing involves financial risks, including the potential loss of your entire investment. The platform is not liable for any losses incurred. Only invest funds you can afford to lose.
8. Privacy and Data Protection
Your personal information is handled in accordance with our Privacy Policy
We implement security measures but cannot guarantee absolute security of your data
We may collect and process your personal data for KYC/AML compliance
9. Account Security
You must enable two-factor authentication if available
Immediately notify us of any unauthorized access to your account
Platform is not responsible for losses due to compromised credentials
10. Service Availability
We may suspend or terminate services at any time without prior notice
Platform may undergo maintenance periods where services are unavailable
11. Limitation of Liability
The platform is not liable for any direct, indirect, incidental, or consequential damages
Our total liability is limited to the amount of fees you paid in the last 6 months
12. Amendments to Terms
We reserve the right to modify these Terms at any time
Updated Terms become effective immediately upon posting
Your continued use constitutes acceptance of modified Terms
By using Dream Circle, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.